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Mrs. Johnson
Personal Finance & Economics
Personal Finance is designed to bring the real world into the classroom. Guest speakers will allow the students to explore the way in which math impacts their lives in personal banking, post secondary school, career planning, financial planning, household budgets, money management, investing, consumer purchasing, credit, identity theft, insurance, and taxes.
Course Description: Students learn about the importance of money management and personal financial planning. Students will learn how to develop budgets, savings plans, and evaluate investment options.
Objectives: At the conclusion of this course the students will have a better knowledge of a variety of financial topics, be able to prepare a household budget, complete an income tax return, balance a check register, compare insurance quotes, complete a post-secondary school application, a job resume, a credit application, better understand the stock market and the wise use of credit cards.
Course Requirements/Assignments: At the end of the semester, each student will be required to turn in a portfolio which must include, but is not limited to the following items: check registers and check reconciliation forms, practice math test for SAT or ACT, job resume, job application, household budget, completed credit application, summary of the car buying simulation, auto insurance comparison, completed income tax return, speaker and video notes and reflections.
Grading Policy: Letter grades generally reflect mastery of skills as defined by state Grade Level Expectations as Essential Academic Learning Requirements.
Grades will follow the adopted district high school grading scale:
Your grade will be based on the following weighted categories:
55% Portfolio
25% Daily Work
10% Tests/Quizzes
10% Participation--5 pts./day
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A
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4.0
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94 to 100%
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Distinguished
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A-
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3.7
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90 to <94%
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B+
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3.3
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87 to <90%
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Proficient
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B
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3.0
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84 to <87%
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B-
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2.7
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80 to <84%
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C+
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2.3
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77 to <80%
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Apprentice
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C
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2.0
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74 to <77%
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C-
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1.7
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70 to <74%
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D+
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1.3
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67 to <70%
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Novice
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D
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1.0
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60 to <67%
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F
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0.0
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<60%
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There will be no rounding between grade levels.
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Possible Materials/Resources:
Textbook: Investing In Your Future--South-Western Educational Publishing/Thomson Learning
Taking Care of Business--Education Handbook
Payday--Personal Finance Simulation
Washington Society of CPA's Financial Literacy Presentations
IRS Tax Forms
How To Do Your Banking--Bank of Whitman
ACT and SAT Preparation Booklets
Additional Materials: college rule notebook paper, pencils, erasers, a calculator, and a three-ring binder to be used exclusively for the portfolio.
Classroom Requirements and Policies:
Attendance, tardies: Regular attendance is vital to your learning--this is a class that requires everyone's participation in order to meet the requirements. If you miss a class it is your responsibility to find out what material was covered during your absence and make it up in a timely manner. Each absence and/or three tardies will result in the loss of a day's pay!
Please be in your seat when the bell rings. If you are more than 10 minutes late without an excused pass from the attendance office, it is considered an unexcused absence, and a referral will be written.
If you have an excused absence, you have three days to make up the assignment and one day for each additional day absent. (Example: 2 days excused absence=4 days to make up the work)
You can obtain work when absent by emailing me at sjohnson@cvsd.org.
If your absence is unexcused, any work that is due or assigned on that day will receive a zero.
Class participation: Do not criticize or embarrass others. Respect the right of everyone to speak freely. When working in groups, do not disturb other groups and be a participating member of your group. Group work is graded and participation is a large part of this grade.
Permission and a signed planner are required to leave the classroom for any reason. Only one student will be allowed out of the class at any time. School rules regarding dress, cell phone usage, no music devices. Since our classroom is a computer lab, no food and drink will be strictly enforced.
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